Save Your Home With “Produce The Note”
The last thing on your mind when you purchased your dream home was foreclosure…right?
You’ve heard about it sweeping the nation, but never realized it could happen to you…
Receiving your foreclosure note really sets in in the mail, saying “you no longer own your home” is heart breaking… you have no idea where to turn…and rightly so, it’s a situation no one prepares for, or should have to go through…but it happens.
The Bank Can Be Intimidating – We Can Change That…
If you’re facing foreclosure, you only have limited options, short sale, loan modification etc, but there’s a chance you won’t get qualified and the short sales prices are just gut wrenching to imagine.
At this point, time isn’t on your side, and the stress can accumulate FAST!
What if I told you, there was a way to relieve this stress, fight back and stop the bank from taking your home…giving you the opportunity to sleep at night again, in YOUR own home!
In brief, you may have the option of “postponing” your foreclosure…
This buys you precious time to work with the court and renegotiate – plus find out the TRUTHS behind their decision…IF ANY!
…Produce The Note!
You see… many people don’t realize (and the banks aren’t going to tell you). In foreclosure, the bank is saying they now “own” your home due to certain circumstances…thus they should have a piece of paper (The Note) stating this is true…
But the hidden truth is, many mortgages are filled with legal discrepancies, and these mistakes and inconsistencies allow you to file a complaint in a court of law if discovered!
Generally, mortgages are sold multiple times and turned into bonds, changing hands so many times that it is difficult to pinpoint the true owner of the mortgage.
The truth is, sometimes there is no “true” owner, because the mortgage has been split up and sold to multiple investors, hence with so many transactions, many times ‘the note’ gets misplaced or even LOST…
Can you see where I’m going with this…Simply stated, if a complaint is filed, and the banks cannot produce the note… The Foreclosure Cannot Proceed!
You’ll be surprised to learn that, by insisting the banks produce the note, you are essentially turning the tables on the banks, leaving them to be held liable…
You’re Not Alone…
4 1/2 years ago, my home sold at auction for $317,000. I owed $567,000, and the lender wouldn’t give me a loan modification, I was fine with that. It was there choice not my right…
But to my surprise, they turned down a short sale offer for $400,000? They would rather foreclose on me and take 83k less (plus attorney fees) then grant me a short sale?
This confused me, after researching and asking round, I later found out the fore